Chase United Business Card Review – New Monster 100,000 Mile Bonus That’ll Take You Almost Anywhere

INSIDER SECRET: If you have a United Explorer credit card, you’ll receive access to more available award seats than people without the card.
With the United Explorer Business Card, you can earn up to 100,000 United Airlines miles after meeting tiered minimum spending requirements within the first six months of opening your account.
The card is good for much more than just an insane amount of miles. It’s one of the best companions a United Airlines flyer can have. You’ll get benefits like:

Free checked bags (save $120 per round-trip)
Priority boarding (you’ll always board with plenty of overhead bin space)
Two one-time United Airlines airport lounge passes annually

… and lots more.
In our Chase United Business Card review, I’ll show you how to reach anywhere but Antarctica with this sign-up bonus. And I’ll expound on the card’s great benefits.
I used 70,000 United Airlines miles to fly business class to Switzerland. I’ll show you how YOU can use United Airlines miles in our Chase United Business Card review. (Photo by Joseph Hostetler/Million Mile Secrets)
Chase United Business Card Bonus
Apply Here: United Explorer Business Card

When you open the United Explorer Business Card, you’ll earn up to 100,000 United Airlines miles after meeting tiered spending requirements:

50,000 bonus United Airlines miles after spending $5,000 on purchases within first three months of account opening
50,000 more bonus United Airlines miles after spending $25,000 total on purchases within first six months of account opening

Even if you can’t hit that $25,000 threshold, earning 50,000 miles for spending $5,000 is a very respectable bonus.
There’s a $95 annual fee with this card, and it’s worth it for at least the first year to see if the card’s ongoing perks will save you money. Not all of us on the MMS team have this card, but the ones that do have kept it because we save way more than we spend on the annual fee.
One important note is that if you’ve opened five or more cards from any bank (not counting Chase business cards and other business cards) in the past 24 months, you won’t be approved.
Benefits and Perks of the United Explorer Business Card
Here’s the United Explorer Business Card‘s moneymaker. If this collection of benefits doesn’t appeal to you, you probably won’t keep this card long term.
A Free Checked Bag for You and a Companion
This can be huge.
When you use your United Explorer Business Card to purchase a ticket (or pay the taxes and fees on your award ticket), and add your loyalty program number, you and one companion will get your first checked bags free (United Airlines operated flights only). United Airlines charges $30 each way for checked bags, so if you’re in the habit of checking a bag, you’ll save $60 per round-trip flight, or up to $120 round-trip if you’re traveling with a partner.
Considering the card’s annual fee is $95, it’s worth opening if you and a partner plan to check a bag with United Airlines this year.
Extra (Hidden) Award Seats
This perk isn’t even fair to folks who don’t have the card.
Anyone who holds an eligible United Airlines credit card will have access to more award seats than those without the card. In other words, if you don’t have the card, seats may look sold out online,  but card members have plenty to choose from.

Priority Boarding
With Priority Boarding, you’ll still be far from the first passenger aboard the plane. But you’ll also be far from the last. That’ll give you ample time to find overhead bin space for your carry-on.
The best part of this benefit is that it allows you to book United Airlines Basic Economy tickets without losing too many freedoms. For example, with Basic Economy, you aren’t allowed a carry-on. But if you book the fare with the United Explorer Business Card, you are.
Also, Basic Economy means you’re absolutely dead last to board the plane.

Indy boarding his United Airlines Basic Economy flight
If you use your United card to purchase the ticket, you’ll still get priority boarding. The only effects you’ll feel of Basic Economy is that you won’t be able to choose your seat or make any changes to your ticket.
If you don’t have a United Airlines credit card, you should stay away from Basic Economy and just book the incrementally pricier coach fare. If you do have a United Airlines card, the ability to book Basic Economy with little repercussions can add up over time.
Two United Club Passes Annually
Every year when you renew your United Explorer Business Card, you’ll get two United Club Lounge one-time passes.
These regularly cost $59 each, (though I’d never actually pay that amount), and they’re a nice refuge from the airport terminal, where you’ll find tons of electrical outlets, snacks and usually free alcohol. United Airlines has some pretty cool lounges in their hub airports, too, like San Francisco and Chicago.
Note: Beginning November 1, 2019, you must be flying United Airlines or a partner airline to use your one-time pass.
Primary Rental Car Insurance
When renting a car for business purposes, you’ll receive primary rental car insurance for most car rentals under 31 days when you charge the entire amount of the rental to your United Explorer Business Card, but you must waive the rental agency’s insurance. This means you won’t have to alert your personal insurance company when you scratch or dent your car. Chase will take care of it!
Many rental car agencies will charge $15+ per day for their in-house insurance, so this can save you a bundle if you rent cars often.
Trip Delay Insurance

When your travel is delayed 12+ hours or requires an overnight stay, you and your family are covered for things like meals and accommodation, up to $500 per person.
Baggage Delay Insurance
When your bag is delayed six or more hours, you’ll receive $100 for reasonable expenses, like clothes and toiletries. You’re eligible to receive $100 per day for up to three days (a total compensation of up to $300).

Lost Luggage Reimbursement
If you or an immediate family member has checked or carry-on bags that become lost or damaged by the carrier, you can be reimbursed up to $3,000 per passenger.
Trip Cancellation and Interruption Insurance
If sickness, severe weather or other eligible situations cut your trip short, you may be reimbursed up to $10,000 per trip for your pre-paid, non-refundable travel expenses, such as:

Airfare
Tours
Hotels

Purchase Protection
New purchases made to your card are covered for 120 days against damage or theft, up to $10,000 per claim and $50,000 per year.
Extended Warranty
You’ll receive an extra year of coverage on manufacturer warranties that last three years or less.
Is the United Explorer Business Card Worth the Annual Fee?
Yes. Here’s why:

If you fly United Airlines more than a couple times per year, the United Explorer Business card is fantastic. Remember, you’ll save $30 each way when checking a bag. Two trips with your partner and you’ve already saved $120.
You’re able to book the cheapest fares (Basic Economy) without having too different an experience than a regular coach passenger.
If you travel for work, the United Explore Business card can also save you big on insurance when renting cars.
Baggage delays happen (I’ve been reimbursed hundreds of dollars from Chase for this exact reason), and you’re unfortunately bound to receive reimbursement for your misfortune sooner or later.
If you’ve opened five or more cards from any bank in the last 24 months, you can’t get this card. And if you’re brand new to miles and points, you should consider other top travel credit cards first.

How to Earn Points With the United Explorer Business Card
With the United Explorer Business Card, you’ll earn:

2 United Airlines miles per dollar you spend on purchases from United Airlines
2 United Airlines miles per dollar spent at restaurants, gas stations, and office supply stores
1 United Airlines mile per dollar you spend on everything else

Those are decent earnings for an airline credit card. Many other cards have an equal or greater earning rate for those purchases, though.
It’s worth mentioning the value of the MileagePlus X app paired with this card, though. The MileagePlus X app is a portal that gives you extra miles for purchases you’d make anyway via dining, online shopping, purchasing gift cards, etc.
Screenshot of MMS reporter Harlan’s bonus miles he received through the MileagePlus X app.
For example, the Ink Business Preferred Credit Card gives you 3 Chase Ultimate Rewards points for every dollar you spend on travel, shipping purchases, internet, cable and phone services, advertising purchases made with social media sites and search engines (up to a maximum of $150,000 in combined purchases per account anniversary year). You can transfer Chase Ultimate Rewards points to United Airlines at a 1:1 ratio.
The power of the United Explorer Business Card comes from its benefits, not its earning rate. We’ll get to those in a second.
How to Redeem Miles With the United Explorer Business Card
Read our post on how to use United Airlines miles
It’s true, United Airlines is ridding themselves of an award chart on November 15, 2019. However, you can still use United Airlines miles to fly many more airlines than just United Airlines. The prices for partner awards, like Turkish Airlines, SWISS, Lufthansa and 20+ more airlines are staying the same. And you won’t have to pay gigantic fuel surcharges, either.

You can read this post to learn exactly how to book United Airlines award flights on the United Airlines website. Before you know it, you’ll be jetting off to a bucket-list destination you never thought would materialize.
Here are a few fun things you can do with 100,000 United Airlines miles:

Round-trip coach award flight to Europe (60,000 miles)
Four round-trip coach award flights within the US or Canada (100,000 miles)
Two round-trip coach award flights to Hawaii (90,000 miles)
Round-trip coach flight to Australia or New Zealand (80,000 miles)
Two round-trip coach award flights to Peru (80,000 miles)

Does the United Explorer Business Card Charge Foreign Transaction Fees?
No.
Cards Similar to the United Explorer Business Card
Read our review of the United Explorer Card
United Airlines flyers can consider the personal version of this card. It’s got many of the same benefits (like free checked bags and access to more award seats), and you don’t need a for-profit venture to qualify. Currently, the United Explorer Card comes with 40,000 United Airlines miles after spending $2,000 on purchases within the first three months of opening your account.
Read our review of the Chase Sapphire Preferred
Or, if your primary motivation for getting the card is United Airlines miles, consider a card that earns Chase Ultimate Rewards points, which transfer to United Airlines. Our top pick is the Chase Sapphire Preferred Card.
Bottom Line
The United Explorer Business Card comes with up to 100,000 United Airlines miles after meeting tiered spending requirements:

50,000 bonus United Airlines miles after spending $5,000 on purchases within first three months of account opening
50,000 more bonus United Airlines miles after spending $25,000 total on purchases within first six months of account opening

United Airlines miles are easy to use, because you can redeem them for flights on 25+ partner airlines to reach every corner of the world!
The United Explorer Business Card has exceptional perks for United Airlines flyers, like:

Free checked bags
Priority boarding
Primary rental car insurance when renting for business purposes

… and lots more. To learn more about United Airlines miles, check out our guides:

United Mileage Plus Review
United Miles Value
United Airlines Status Review
Do United Airlines Miles Expire?

For the latest tips and tricks on traveling on the cheap without sacrificing quality of life, please subscribe to the Million Mile Secrets daily email newsletter.

From the TOP of Europe to the BOTTOM of South America (and Everywhere In-Between), Here’s Why the Limited-Time United Airlines Explorer Offer Is SO Much Better (Ends May 16, 2019)

INSIDER SECRET: The $95 annual fee on this card is waived the first year.  So you can try it for 11 months to see if you like it.  And you’ll not have paid a single cent!
This is one of those times when a limited-time sign-up bonus opens more of the world to you: new continents, destinations, and adventures.
It’s true United Airlines will toss their formal award chart in the bin later this year.  But at present, it’s possible to find most flights at the current mileage prices.
So what does that mean for the United℠ Explorer Card, with its increased bonus of up to 60,000 United Airlines miles after meeting minimum spending requirements?  It’s still a sweet deal – and exponentially better than the previous offer of 50,000 miles.
Why does 10,000 more miles make such an enormous difference?  I’ll tell you!
And you can subscribe to our newsletter for more miles & points tips like this in the future.
With 60,000 United Airlines miles, you can fly to locations like Patagonia, the gateway between Europe and the Middle East, and even the Arctic!
Why 60,000 United Airlines Miles Is a BIG Deal
First, let me just say I’ve had the Chase United Explorer card for years.  I’ve kept it because I think it’s THE best airline card for ongoing benefits.  It does things like:

Make booking award flights easier
Dramatically improve your airport experience
Greatly discount your rental car price because you’ll get primary coverage when you pay with the card
Waive your checked bag fees (on United Airlines flights when you pay with the card)
Give you money if your flight is delayed a certain amount of time

You can learn more about the specifics of the card’s benefits by reading our review of the United Explorer card.
All those things are swell, but through May 16, 2019, the Chase United Explorer comes with an improved bonus of up to 60,000 United Airlines miles:

40,000 United Airlines miles after spending $2,000 on purchases within the first 3 months of opening your account
20,000 more United Airlines miles after spending $8,000 total in the first 6 months

The $95 annual fee is waived the first year.
This card’s previous offer was 50,000 miles, which is certainly a good deal.  But 60,000 miles is SO much better.
Why Do 10,000 Miles Make Such a Difference?
Because they can take you way farther.  For example, here are boundaries of round-trip flights you can book with 50,000 United Airlines miles or less:

Round-trip coach flights cost 40,000 miles to the northern area of South America (like Peru, Colombia, Guyana, etc.).  Any closer destination costs less (for example, round-trip flights within the US generally cost up to 25,000 miles).
Now let’s look at what you can do with 60,000 miles.  Here are the boundaries of round-trip flights you can book for 60,000 United Airlines miles or less:

Mamma mia!  From the bottom of Chile to the middle of the Arctic Circle to the edge of Western Europe.  You can book any destinations between these places for 60,000 United Airlines miles round-trip in coach.
United Airlines generally charges 30,000 miles one-way to fly to Europe.  That’s why a 60,000-mile bonus is so much better than 50,000 miles.
If you’ve been putting off applying for the Chase United Explorer, here is a rare instance where your procrastination has been extraordinarily rewarded.  But the card’s 60,000-mile offer ends on May 16, 2019.  And there’s no telling what the bonus will drop to.
For the latest tips and tricks on traveling big without spending a fortune, please subscribe to the Million Mile Secrets daily email newsletter.

More Award Seats, Free Checked Bags, & Valuable Miles With the United Explorer Card

If you fly United Airlines, either with paid tickets or award seats, the United℠ Explorer Card can save you money and time when you travel  – even if you don’t fly often!
On top of earning 40,000 United Airlines miles after meeting the minimum spending requirements, you also get perks when you fly United Airlines, like free checked bags, access to more award seats, and 2 passes to United Airlines lounges each cardmember year.
Plus, the welcome bonus is enough for a one-way coach award flight to destinations including Europe, parts of Asia, Australia, or anywhere in South America.
You can apply for the Chase United Explorer card here.
The information for the United MileagePlus Explorer Business Card, United MileagePlus Club Card, and United MileagePlus Club Business Card has been collected independently by Million Mile Secrets.  The card details on this page have not been reviewed or provided by the card issuer.
Use the 40,000 United Airlines Miles You’ll Earn for a One-Way Award Flight to See Sydney With Your Own Eyes!
Here’s what to know about the United Explorer Card and its benefits!
Earn 40,000 United Airlines Miles With the Chase United Explorer Card
Apply Here:   United℠ Explorer Card

When you open the Chase United Explorer card, you’ll earn 40,000 United Airlines miles after spending $2,000 on purchases within the first 3 months of opening your account.  Plus, you can earn 5,000 more United Airlines miles after you add an authorized user and make a purchase in the first 3 months from account opening.
There’s a $95 annual fee with this card, but it’s waived the first year.
In the past, we’ve seen the sign-up bonus as high as 50,000 or even 60,000 United Airlines miles.  So if you’re looking for the best offer, you might hold off applying.  But if you fly United Airlines a lot, you might open it to start using the card’s money-saving benefits.
I’ve personally had this card for a few years, and always get a big return on the annual fee.  And I don’t fly United Airlines a lot!
This card is affected by Chase’s stricter approval rules.  So if you’ve opened 5 or more credit card accounts (from any bank) in the past 24 months (NOT counting Chase business cards and these other business cards), it’s unlikely you’ll be approved.
How to Earn Points With the Chase United Explorer Card
With this card, you’ll earn:

2 United Airlines miles per $1 you spend on purchases from United Airlines
2 United Airlines miles per $1 spent at restaurants and hotels when you book directly
1 United Airlines mile per $1 you spend on everything else
5,000 bonus miles if you add an authorized user and make a purchase within the first 3 months

Get 2X United Airlines Miles on United Airlines Flights, Dining, and Hotels – but NOT the Best Return for Your Spending
The earning rates are OK if this is the only card you have with a 2X bonus category.  But other cards give you a better return for your spending.
For example, I earn 3X Chase Ultimate Rewards points with my Chase Sapphire Reserve for all my dining and travel purchases.  The travel category includes any airline.  And I can book my hotel through a 3rd party and still earn bonus points.
Folks Who Like to Travel Could Consider the Chase Sapphire Reserve or Chase Sapphire Preferred Instead
I use this card because the points transfer to United Airlines at a 1:1 ratio.  And I earn more than if I’d used the Chase United Explorer card!  Check out our review of the Chase Sapphire Reserve here.
Plus, folks with a Chase Sapphire Preferred card earn 2X Chase Ultimate Rewards points for travel and dining.  So you’re not as limited in the bonus categories as you are with the Chase United Explorer card.  Those points also transfer directly to United Airlines (and many others!).  Here’s our full review of the Chase Sapphire Preferred card.
All this to say, if you don’t have another card with better bonus categories, this card is an easy way to add more United Airlines miles to your balance.  And the real value of the United Explorer card is in the perks!
How to Redeem Points With the Chase United Explorer Card
Link:   United Airlines Award Chart
Link:   Our Ultimate Guide to United Airlines Miles
Using your miles is the best part!  Luckily, United Airlines makes it easy to book award flights directly on their website.
United Airlines is part of the Star Alliance, which includes partners like Air Canada and Lufthansa.  So you can use your miles to travel on United Airlines, or any of their partners.
You Can Redeem United Airlines Miles for Award Flights on Any Star Alliance Airline Without Fuel Surcharges
United Airlines never adds fuel surcharges to award flights like other mileage programs.  These junk fees can easily cost $100s of dollars!  I hate paying them, so using United Airlines miles can be a huge savings, depending where you want to visit and which airline you want to fly.
You can use United Airlines miles for:

2 round-trip coach award flights within the US or Canada for 50,000 United Airlines miles
Round-trip coach award flight to Hawaii for 45,000 United Airlines miles
One-way coach award flight to Europe for 30,000 United Airlines miles
One-way coach award flight to Argentina, Bolivia, Brazil, Chile, Paraguay, or Uruguay, for 30,000 United Airlines miles
Anywhere else in South America one-way in coach for 20,000 United Airlines miles
One-way in coach to China, Japan, Mongolia, South Korea, or Taiwan, for 35,000 United Airlines miles
One-way in coach to Australia, or New Zealand, for 40,000 United Airlines miles

I Found a Non-Stop Coach Flight From Houston to Sydney for 40,000 United Airlines Miles and ~$28 – Just in Time for New Year’s Eve Celebrations!
For example, with a quick search, I found a non-stop flight from Houston to Sydney in late December 2018 for 40,000 United Airlines miles.  While it’s a looong journey in coach, you’d arrive in time to rest up for the New Year in another hemisphere.  This flight would cost ~$1,365 if you paid cash, so the welcome bonus is worthwhile if you have a certain use in mind.
When you’re ready to go somewhere, here’s our complete guide on how to use United Airlines miles.
Chase United Explorer Card Benefits
This card is packed with benefits – and you’ll get the most out of it if you like to fly United Airlines.  Let’s take a look.
A Free Checked Bag for You and a Companion
Link:   Chase United Card’s Free Checked Bag Information
When you use your Chase United Explorer card to purchase a ticket (or pay the taxes and fees on your award ticket), and add your loyalty program number, you’ll get 1 free checked bag for yourself and a companion traveling with you.
Note:   You’ll only get a free checked bag on United Airlines and United Express operated flights, not partner flights.
Save $30 Each Time You Fly (or $60 With a Companion). This Benefit Alone Can Be a Huge Money-Saver
Considering United Airlines just raised the fee to $30 for your first checked bag, this perk alone can save you $120 per round-trip flight.  If you use this perk 1 time a year, it easily covers the annual fee after the first year.
And if you check bags often on United Airlines, having this card is a no-brainer.
Two United Club Passes per Cardmember Year
Link:   United Club Lounge Information
Each year when you renew your United Explorer card, you’ll get 2 United Club Lounge passes to enter any lounge location.
Take a Break at the United Club Lounge With 2 Free Passes a Year
One-day passes are usually $59 each, so again, when you use both passes, you can easily cover the card’s annual fee.
Lounges are a great place to unwind, grab a snack and a drink, and use free Wi-Fi.  Some locations even have a shower that can come in handy during a long trip to refresh yourself.
More Open Award Seats
Link:   How to Unlock More Available Award Seats on United Airlines
This is one of my favorite card perks!  United Airlines offers you more award seats when you have one of their credit cards – including the United Explorer.
In Some Cases, You’ll Have Several More Award Flights to Choose From
Even better, it’s “shareable,” meaning you can book these awards for other people.  Aren’t you nice?
Having these awards is valuable because it can shorten (or lengthen, if you want to explore the lounge) a connection, give you a better arrival time to your destination, and increase your flexibility by showing awards that aren’t available on other days.
Priority Boarding
You can board after First Class, and just before general boarding, when you have the United Explorer card.  Have you seen the state of overhead bins lately?  Get in line and stow your bags before everyone else does!
Save 25% In-Flight
When you use your United Explorer card to pay for food, drinks, or in-flight Wi-Fi when you fly, you’ll get 25% credited back to your account.
While that doesn’t justify a $12 sandwich (or however much they’re charging for food on planes these days), it helps to ease the sting a little.  Cheers, and yes, I’ll have another!
Global Entry or TSA PreCheck Credit
Link:   3 Proven Ways to Skip Unbearable Airport Lines
With the United Explorer card, you’ll get a credit up to $100 every 4 years for Global Entry or TSA PreCheck, which allows you speed through airport security.  I recommend Global Entry, which helps you clear customs faster when you return from overseas because it also includes TSA PreCheck!
Primary Rental Car Insurance
You’ll get primary rental car insurance for most car rentals under 31 days when you charge the entire amount of the rental to your United Explorer card.
Your Chase United Explorer Card Comes With Primary Rental Car Insurance
This perk means insurance kicks in before you have to file a claim with your personal insurance company.
Purchase Protection
New purchases made to your card are covered for 120 days against damage or theft, up to $10,000 per claim and $50,000 per year.
Extended Warranty
Manufacturer’s warranties get an additional year added, on eligible warranties of 3 years or less.
Trip Cancellation and Interruption Insurance
This insurance reimburses you or your immediate family members up to $1,500 if something extreme prevents you from taking a trip (like sudden sickness or a tropical storm), and up to a maximum of $6,000 per trip.
Trip Delay Insurance

When your travel is delayed 12+ hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, like meals and lodging, up to $500 per ticket.

Lost Luggage Reimbursement
If you or an immediate family member check or carry on luggage that’s lost or damaged, you’re covered up to $3,000 per passenger.
Baggage Delay Insurance
If your bags don’t arrive when you do, this insurance kicks in after 6 hours.  You can get reimbursed up to $100 a day for 3 days for things like toiletries, a change of clothes, and other essentials until your bags arrive.
Get 25% More Miles Through MileagePlus X App
Link:   United Airlines MileagePlus X App
The MileagePlus X app lets you buy gift cards to dozens of retailers and earn United Airlines miles in the process.  If you haven’t downloaded it, definitely take a look.
I Earn Thousands of Extra United Airlines Miles From Buying Gift Cards Through the MileagePlus X App With a 25% Bonus
And folks with the Chase United Explorer card get 25% more miles instantly added to their account.  Even better, you do NOT have to use the card to pay for gift cards within the app – simply having it is enough to trigger the bonus!
Is the Chase United Explorer Card Worth the Annual Fee?
You can easily cover the annual fee with free checked bags and the 2 lounge passes.  If you like to fly United Airlines or collect United Airlines miles, this card is worthwhile to have in your wallet.
The annual fee is waived the first year, so you can always see how you like it for ~11 months – nothing to lose!
Does the Chase United Explorer Card Charge Foreign Transaction Fees?
No.
Who Can Get the Chase United Explorer Card?
If you’ve opened more than 5 cards from any bank in the last 24 months, you won’t qualify for this card.
That said, if you’re new to miles & points, there are other cards you should consider first.  And there are travel credit cards with better welcome bonuses.
But if you like the benefits with this card, or fly United Airlines often, it’s definitely worth getting to save money.
Credit Cards Similar to the Chase United Explorer Card
Apply Here:   United MileagePlus® Explorer Business Card
Our Review:   Increased Sign-Up Bonus for the Chase United MileagePlus Explorer Small Business Card
Apply Here:   United MileagePlus® Club Card
Our Review:   Here’s the Best Offer Ever for This Airline Card – Lounge Access, Free Checked Bags, and 50,000 Miles!
Apply Here:   United MileagePlus® Club Business Card
Folks who like to fly United Airlines are spoiled for choice with credit card options.
If you have a small business, consider the United MileagePlus® Explorer Business Card.  While it’s also under Chase’s application rules, it won’t count against them when you open it, and has similar perks and the same annual fee as the Chase United Explorer card.  Here’s more about how to fill out a Chase small business card application.
And if you REALLY like to fly United Airlines, you could consider the United MileagePlus® Club Card or United MileagePlus® Club Business Card.   Both cards include a membership to the United Club lounges, which means you can access them every time you fly.  So the steep $450 annual fee might be worth it to access the lounges and get extra benefits.
But for casual flyers looking to save on checked bags and get perks for flying, the Chase United Explorer card should be more than enough.  It’s done me well for a few years, and I plan to keep it long term.
Bottom Line
The Chase United Explorer card comes with 40,000 United Airlines miles once you complete the minimum spending requirements.  There are so many ways to use United Airlines miles, and this bonus is enough to travel to Europe, Asia, or South America one-way in coach.  Or save them up and fly in First or Business Class!
This card has money-saving perks like free checked bags, 25% off snacks and Wi-Fi in-flight, and 2 lounge passes every cardmember year.  You can save time with Global Entry (there’s a $100 credit for your application every 4 years), and priority boarding so you can stow your carry-on faster.  Plus, you’ll find more award seats!
This card doesn’t have the best category bonuses, and there are better welcome bonuses out there, but folks who fly United Airlines can do well with this card.  I’ve gotten a great return on the $95 annual fee, which is waived the first year.